Paytm, whose full name is “Pay through Mobile”, is an Indian Electronic Payment System. Which is being run by Company, named One97 Communications Ltd. Whose founder name is (Vijay Shekhar Sharma).

Paytm is a digital Wallet and Indian e-commerce payment system which was launched in 2010. In 2010, Paytm was just a website for online mobile recharge.

But in 2013 some online transaction features added in it. As I told you earlier, initially it used to be just Mobile Recharge and DTH recharge.

But gradually a lot of features were added in this. In today’s date, Paytm has become an All in One Payment Solution.

What is Paytm?

Basically, Paytm is a digital wallet (E-wallet). Just like you keep some money in your purse. Likewise, you can also put some money in Paytm Wallet.

what is paytm

You use that money to give money to a shopkeeper. You can also use it for Mobile Recharge or Dish Recharge etc.

How to Make Paytm Account?

Before using Paytm, you have to go to their official website’s signup page. If you want you can also use the Paytm app.
The process of signing up at Paytm is very easy. You must have an email ID to signup.
After signing up there, you will also have to do your KYC because you need KYC based on R.B.I instructions.
In KYC, you have to submit your Aadhar Number or any ID Proof and submit it. Doing so your KYC will be done.

How to use Paytm?

You can use this in two ways.

By the Paytm Mobile app
By Website)
To use Paytm, you must have a facility like Debit Card, Credit Card, Net Banking.

Because in it you will have to transfer money from your bank to your Paytm wallet. You can then take advantage of the services of Paytm using that transferred Money.

In Paytm Wallet, you get many types of features, some of which are listed below, I have given you below.

  • Utility Bill payment!
  • Education Fee payment!
  • Metro card Recharge!
  • Bus Ticket Booking!
  • Water Park Booking!
  • Hotel Booking!
  • Data Card Recharge और Bill payment!
  • Landline Bill payment!
  • Gas Bill payment
  • UPI Support

I have told you earlier that in order to add money to Paytm, you should have a credit card, Debit card, and I will tell you how to add money to it. First of all, you have to log in to your account.

Note: If KYC is not Done then you will not be able to add money to Paytm

Open the app.
Click the Add money option.
Then Enter the Amount
After entering the amount, you will go to your Payments page.
Here you will be asked how you want to pay from net banking or from a debit card.
You have to pay by selecting your payment option.

Also Read:

What is Bhim UPI

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So friends let’s talk about conclusion, so I think Paytm is all in one payment solution. It should be used by every person so that he/she can also enjoy the cashless life.

By using it, we can save some of our time in daily activities. Like d2h, we have to go somewhere to recharge.

But after using it, we can recharge from sitting at home. By using this facility, you can save your precious time and put that time in Work.



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